The UK is known for expensive housing, but we also have some cheap housing. It might not be pretty, but there have been famous headlines of ยฃ15,000 houses or even a street where homes sold for just ยฃ1.
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Looking to buy a house in the UK but donโt want to break the bank? Youโre in luck! There are plenty of affordable options, with some properties priced at just ยฃ15,000. Yes, you read that right. If youโre willing to put in a little work, you could own your own home for less than the cost of a new car.
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According to Zoopla, the most affordable areas to live in the UK included Shildon in County Durham, where the average property price is just ยฃ71,000, and Cleator Moor in Copeland, where the average cost is ยฃ105,700.
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Other affordable areas include Ferryhill in County Durham, Stevenston in North Ayrshire, and Cumnock in East Ayrshire. With prices like these, itโs no wonder that more and more people are considering buying property in these areas.
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Of course, buying a cheap house comes with its own set of challenges. A house is cheap for a reason in the UK, be it the area, crime, street, or other factors. Youโll also have to think about the condition of the property.
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You may need to invest time and money into renovating the property, and youโll want to make sure the area is safe and has all the amenities you need. However, if youโre willing to put in the work, buying a cheap house can be a great way to get on the property ladder and start building your wealth.
Cheapest Houses In the UK
# | Postcode | City/Town | Avg asking price |
1 | TS1 | Middlesbrough | ยฃ54,978 |
2 | BD1 | Bradford | ยฃ58,673 |
3 | SR1 | Sunderland | ยฃ65,478 |
4 | DN31 | Grimsby | ยฃ71,105 |
5 | DL4 | Shildon | ยฃ73,637 |
6 | TS3 | Middlesbrough | ยฃ80,958 |
7 | SR8 | Peterlee | ยฃ85,274 |
8 | DH9 | Stanley | ยฃ91,391 |
9 | BB11 | Lancashire | ยฃ91,516 |
10 | L20 | Liverpool | ยฃ91,793 |
11 | BD21 | Keighley | ยฃ91,833 |
12 | CH41 | Birkenhead | ยฃ91,885 |
13 | HU9 | Kingston upon Hull | ยฃ92,755 |
14 | SR5 | Sunderland | ยฃ93,222 |
15 | DL17 | Ferryhill | ยฃ95,380 |
16 | FY1 | Blackpool | ยฃ95,526 |
17 | HU3 | Hull | ยฃ97,043 |
18 | DN32 | Grimsby | ยฃ97,652 |
19 | L5 | Liverpool | ยฃ97,744 |
20 | TS25 | Seaton Carew | ยฃ100,603 |
RentRoundย used data fromย Propertydataย to gather this information.ย
Understanding the UK Property Market
Itโs important to understand the current property market. The pandemic has significantly impacted the property market, with property prices fluctuating and the process of buying a house becoming more challenging for some first-time buyers.
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As many millennials are finding out and struggling, the UK property market operates on a property ladder system, where buyers start at the bottom and work their way up to more expensive properties. Property prices vary widely depending on the propertyโs location, size, and condition.
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When buying a house, itโs important to have a budget, considering the deposit youโll need to put down and any other associated costs. First-time buyers may need help getting on the property ladder due to the high deposit required and the rising property prices.
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If youโre a first-time buyer, itโs important to do your research and understand the process of buying a house. Youโll also need to find a good solicitor (good ones are hard to find) and a good mortgage broker who can ensure you get a mortgage secured for the best rate available.
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Overall, the UK property market can be challenging to navigate, but with the right knowledge and preparation, you can successfully buy a home that fits your budget and needs.
@nwpropertymum House price crash 2023? Is now a good time to buy for first time buyers? It comes down to personal circumstance and less about what is reported in the media. #homebuyertips #homebuyersecrets #homebuyereducation #firsttimebuyertips #firsttimebuyersecrets #firsttimehomebuyer โฌ Surf music that feels summer - SKUNK
Cheapest Areas in the UK for Property
If you want to buy a home in the UK, you may wonder where you can find the most affordable properties. Here are some of the cheapest areas in the UK for property.
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Hull
Hull, located in the North East of England, is one of the cheapest places to buy a house in the UK. With an average house price of ยฃ121,000, you can find a property that fits your budget in this city. Hull is also a great place to live if you want a mix of rural and city-center living.
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Sunderland
Sunderland, located in County Durham, is another affordable place to buy a home in the UK. With an average house price of ยฃ127,000, you can find a property that suits your needs and budget. Sunderland is also a great place to live if you are interested in living in a major UK city that offers a range of amenities.
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Blackpool
Blackpool, located in Lancashire, is another affordable area to buy a home in the UK. With an average house price of ยฃ129,000, you can find a property within your budget. Blackpool is also a great place to live if you are interested in living near the beach and all the amenities that come with it.
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Other affordable areas to buy a house in the UK include Peterlee, Bradford, Liverpool, Wallsend, Cleator Moor, and Cumnock. If you are interested in living in a rural location, plenty of options are available to you, such as County Durham, Copeland, and Lincolnshire.
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When looking for the cheapest places to buy a house in the UK, it is important to consider factors such as the postcode, average property prices, and local amenities. You can find a property that meets your needs and budget by doing your research and exploring different areas.

Spotlight on North England and Scotland
If youโre looking for affordable houses in the UK, consider North England and Scotland. These areas offer some of the cheapest houses in the country, and theyโre also known for their scenic beauty and friendly communities.
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North England is a vast region that includes cities such as Newcastle and Sunderland. You can find houses in this region at prices significantly lower than the national average.ย
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For example, according toย The Times, you can buy a house in the North of England for as little as ยฃ800.
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In Scotland, you can find affordable houses in areas such as North Ayrshire, East Ayrshire, and Ferryhill. These areas offer a range of properties at prices well below the national average. For example, according toย Metro, the average house price in North Ayrshire is just ยฃ87,000.
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When looking for a house in North England or Scotland, itโs important to consider your priorities. If youโre looking for a quiet, rural lifestyle, you should focus on areas such as County Durham, known for its beautiful countryside and friendly communities.ย
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On the other hand, if youโre looking for a more urban lifestyle, you might prefer cities such as Newcastle, which offer a range of amenities and attractions.
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Overall, North England and Scotland are great places to look for affordable houses in the UK. Whether youโre looking for a quiet rural retreat or a bustling city life, these areas have something to offer.
@propertytaxshow Will UK house prices go down in 2023? #uknews #housepricesuk #propertyinvestment #ukpropertymarket #housingmarket #propertyinvesting #ukpropertynews โฌ original sound - Provestor Accounts UK
Property Types and Prices
Youโll come across various property types if youโre looking for the cheapest houses in the UK. One of the most common types of affordable housing is the terraced house.ย
These houses are connected in a row, sharing walls on either side. Terraced housing is popular in urban areas and can be a great option for those looking to live close to the city center.
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When it comes to prices, the cost of a terraced house can vary depending on the location and condition of the property. According toย House Beautiful, the average property price in Shildon, County Durham, is just ยฃ71,000.ย
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This makes it the most affordable town to buy a house in the UK. Other affordable areas include Cleator Moor in Copeland, Ferryhill in County Durham, and Stevenston in North Ayrshire.
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If youโre willing to take on a refurbishment project, you may be able to find even cheaper properties.ย Zooplaย lists ten homes for sale for ยฃ10,000 or less. These properties may require much work, but they can be a great investment for those looking to climb the property ladder.
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Overall, the cheapest houses in the UK are likely to be terraced houses in affordable areas. However, itโs important to research and ensure youโre getting a good deal. Consider the propertyโs condition, location, and any potential refurbishment costs before making a purchase.
How to Get on the Property Ladder
Getting on the property ladder can be daunting, especially for first-time buyers. However, with the right approach and some planning, you can make your dream of owning a home a reality. Here are some tips to help you get started:
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Work Out Your Budget
Before you start looking for properties, itโs important to work out your budget. This will help you determine how much you can afford to spend on a property and what type of mortgage you can get. Most mortgage providers will lend up to 4.5 times the amount you earn, so if you have a salary of ยฃ50,000 a year, you could borrow up to ยฃ225,000 if you have a deposit saved.
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Saving for a Deposit
One of the biggest challenges facing first-time buyers is saving for a deposit. The bigger the deposit you can save, the easier it will be to get on the property ladder and the wider the choice of mortgages youโll have available. The average deposit that a first-time buyer needs for a 95% mortgage in England is ยฃ11,087.
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Investment Opportunity
Buying a house can also be seen as an investment opportunity. If youโre looking to buy a property as an investment, consider the potential rental income and the long-term capital growth of the property.
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Online Auction
Online auctions are becoming increasingly popular for buying and selling properties. They offer a quick and easy way to purchase a property, and you can often find great deals. However, itโs important to research and ensure you understand the process before you start bidding.
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Buying a Home
Buying a home is a big decision; taking your time and research is important. Make sure you view a property before making an offer, and consider the propertyโs location, size, and condition before you commit to buying.
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Deposit
When youโre ready to make an offer on a property, youโll need to have a deposit ready. This is usually around 5-20% of the propertyโs value, depending on the type of mortgage youโre getting.
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Remember, getting on the property ladder takes time and effort, but itโs a worthwhile investment in your future. By following these tips and researching, you can make your dream of owning a home a reality.
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The Impact of Covid-19 on House Prices
The Covid-19 pandemic has had a significant impact on the UK housing market. The uncertainty caused by the pandemic has led to a slowdown in the property market, with many buyers and sellers delaying their transactions.ย
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However, despite the initial slowdown, the UK housing market has remained resilient, with house prices rising.
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According to the Office for National Statistics, the average house price in the UK increased by 8.9% in the year to April 2021. This is the highest annual growth rate recorded since 2014. The pandemic has caused a shift in demand for larger properties with outdoor space, as more people are working from home and spending more time indoors.
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The pandemic has also led to changes in the way people view properties. Virtual viewings have become more popular, allowing potential buyers to view properties without leaving their homes.
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This has increased the number of people looking for properties outside their local area, as they can now view properties further afield without traveling.
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Despite the rise in house prices, the pandemic has also harmed housing affordability. Many people have lost their jobs or have had their income reduced, making it harder for them to get onto the property ladder. This has led to an increase in demand for affordable housing, particularly in urban areas.
Additional Costs to Consider
When looking for the cheapest houses in the UK, itโs important to consider the additional costs of buying a property. Here are some of the costs you should keep in mind:
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Council Tax
Council tax is a tax on domestic properties that local authorities charge to pay for local services. The amount youโll pay depends on the value of your property and the area you live in. Itโs important to factor in council tax when budgeting for a property, as it can be a significant expense. You can find out how much council tax you must pay by contacting your local council.
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Refurbishment
If youโre buying a cheap property, it will likely need some work done. Refurbishment costs can quickly add up, so factoring this into your budget is important. Before buying a property, itโs a good idea to get a survey done to identify any potential issues that may need addressing. This will help you to get a more accurate picture of how much money youโll need to spend on refurbishment.
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Shared Gardens
If youโre buying a property with a shared garden, itโs important to consider the costs of maintaining it. You may need to contribute to gardening services or pay for necessary repairs.
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Make sure you find out the arrangements for maintaining the garden before buying the property.
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Overall, when looking for the cheapest houses in the UK, itโs important to remember that there may be additional costs to consider. You can avoid any unpleasant surprises by factoring in these costs and budgeting accordingly.

The Role of Online Platforms in Property Search
Online platforms have become an essential tool for homebuyers when searching for the cheapest houses in the UK. In fact, according to a survey conducted by Halifax, 90% of homebuyers used online platforms during their property search.
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One of the most popular online platforms for property search is Zoopla. Zoopla provides a comprehensive search engine that allows you to filter your search by price, location, number of bedrooms, and more. You can also set up email alerts to be notified when new properties that match your criteria become available.
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Instagram has also become a popular platform for property searches. Many estate agents and property developers use Instagram to showcase their properties. By following estate agents and searching relevant hashtags, you can find hidden gems that might not be listed on other platforms.
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However, itโs important to remember that not all properties on Instagram are affordable. Do your research and check the prices before getting too excited.
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Halifax, a UK-based bank, also has its online property search platform. The platform provides various tools to help you find the cheapest houses in the UK, including a mortgage calculator and a home affordability calculator.
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Overall, online platforms have revolutionized the way we search for properties. They provide us with a wealth of information and make finding affordable houses in the UK easier. Whether youโre using Zoopla, Instagram, or Halifax, do your research and take advantage of all the available tools.

Expert Insights
If youโre looking for the cheapest houses in the UK, getting insights from experts in the field is essential. Grainne Gilmore, Head of Research at Zoopla, has been tracking the UKโs property market for years and has some valuable insights to share.
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According to Gilmore, the North East of England is one of the most affordable regions in the UK, with average house prices around ยฃ126,000. In contrast, London has the highest average house prices, with the average property costing around ยฃ655,000.
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However, Gilmore notes that affordability is not the only factor to consider when buying a house. It would help if you also considered factors such as job opportunities, transport links, and local amenities.
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Gilmore also notes that the COVID-19 pandemic has affected the UKโs property market, with demand for larger homes with gardens increasing. However, she cautions that the market remains unpredictable, and itโs essential to do your research before making any decisions.
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When buying a property, Gilmore advises you to always complete a survey before making an offer. This will help you identify any potential issues with the property, such as damp or structural problems, that could cost you a lot of money in the long run.
Overall, if youโre looking for the cheapest houses in the UK, itโs essential to do your research and get insights from experts like Grainne Gilmore. While affordability is vital, itโs also important to consider other factors, such as location and the propertyโs condition.
Frequently Asked Questions
What is the cheapest place to buy a house in the UK?
According to recent data, the cheapest place to buy a house in the UK is Middlesbrough, with an average house price of ยฃ54,978. Other affordable areas include Bradford, Sunderland, Grimsby, and Shildon.
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Where can I find the cheapest homes in the UK?
You can find the cheapest homes in the UK in areas like Middlesbrough, Bradford, Sunderland, Grimsby, and Shildon. Itโs also worth checking out auction houses, as they often sell properties at discounted prices.
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Which UK county has the most affordable property?
County Durham is currently the most affordable county in the UK regarding property prices. Other affordable counties include Lancashire, Merseyside, and South Yorkshire.
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What are the cheapest houses available to rent in the UK?
The cheapest houses in the UK can be found in areas like Sunderland, Blackpool, and Middlesbrough. However, itโs important to remember that rental prices vary greatly depending on location and property type.
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Are there any abandoned houses available for free in the UK?
While there have been cases of abandoned houses being given away for free in the UK, these instances are rare. Itโs important to note that even if a property is left, it may still have legal owners, and you should only attempt to take possession of it with proper legal guidance.
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Where can I find the cheapest houses for sale in the UK?
You can find the cheapest houses for sale in the UK in areas like Middlesbrough, Bradford, Sunderland, Grimsby, and Shildon. Itโs also worth checking out auction houses and property auctions, as they often sell properties at discounted prices.