How Much Will My Mortgage Go Up
Interest Rates on most UK mortgages are expected to peak at around 6.5% to 7% dependent on whether you have product fees or not, before coming down. The bank of england are expected to keep the bank rate between 5 to 5.5% until 2024 and then begin slowly reducing this rate. A lot of banks […]
What is a Tracker Mortgage? A Different Way To Buy a House
If you’re in the market for a mortgage, you may have heard the term “tracker mortgage” thrown around. But what exactly is a tracker mortgage? It’s a type of mortgage where the interest rate is tied to the Bank of England’s base rate. This means that your mortgage interest rate will follow suit when the […]
SSTC Meaning: Understanding the Basics of Sold Subject to Contract
Sold Subject to Contract (SSTC) is a term used in the UK property market that refers to a property that has been sold, but the sale has not yet been completed. Understanding the meaning of SSTC is essential for both buyers and sellers, as it can affect the buying and selling process What Does SSTC […]
How to Get a Mortgage: The Ultimate UK Guide
Getting a mortgage is often necessary if you’re looking to buy a house. A mortgage is a loan you take out to buy a property, usually paid back over 25 years or more. Getting a mortgage can seem daunting, but it’s pretty straightforward if you know what you’re doing. The first step in getting a […]
The Best London Commuter Towns: A Comprehensive Guide
London’s allure as a global financial and cultural hub continues to draw young professionals and families alike. However, the bustling metropolis also comes with a hefty price tag. If you’re looking to maintain a connection with the city while enjoying suburban comforts, then London’s commuter towns might be the answer. Let’s explore some of the […]
When Was My House Built & How Old Is It?
Have you ever caught yourself examining the walls of your abode, intrigued by its history and the narratives it conceals? The query, “When was my house constructed?” has probably crossed your mind at some point, and rest assured, you’re not alone in this quest for knowledge. As a property owner in England and Wales, you […]
Shared Ownership Mortgage: A Guide to Co-owning Property
If you’re a first-time buyer struggling to get onto the property ladder, shared ownership mortgages could be a viable option. This scheme, backed by the UK government, allows you to purchase a share in a property (usually between 25% and 75%) and pay rent on the rest. You buy a portion of the property and […]
The Ultimate Guide to Buying a Flat In London
Zipvan is handy for those Ikea trips! I lived in London for 7 years, after moving there for a banking graduate scheme and having no idea about how all the areas of London worked, I ended up living in East London for several years in Stratford in The Olympic Village, otherwise known as the ‘East […]
How to Find Out Who Owns a Property with Land Registry
The Land Registry: How to access official property ownership information Who owns that seemingly abandoned property at the end of your street? Well, you’re certainly not alone. One of the most reliable ways to find out who owns a property in the UK is through the Land Registry. The Land Registry holds records of land […]
Help to Buy & Lifetime ISA Calculator
Please enter the amount of your total savings and hit “Calculate bonus” to work out how much of a top-up the Government will give you. This scheme will provide a bonus from the Government provided you have savings of at least £1,600. The bonus will be 25% of your savings up to a maximum bonus […]
